Reports to: Head of Business Development
Supervises: Credit Relationship officers
Background: Karibu Kenya Ventures Ltd
(KKVL) is a Non-Deposit Taking Microfinance Company. The company brings to the
financial sector fresh thinking and focus giving priority to Micro, Small and
Medium Enterprises and salary based innovative financial services with a difference.
We are currently expanding our operations and are therefore looking to have a
competent and qualified individual fill the above position at our Head Office
in Thika.
Job Summary: The position holder will be
responsible in ensuring the smooth flow of the credit granting process as per
the set KPI’s. S/he will take full ownership of the loan portfolio.
Duties and Responsibilities
The job holder duties and
responsibilities are outlined as follows:
·
Responsible to oversee and ownership
to the Growth of Loan Security Fund.
·
Oversee and offer guidance in growing
a healthy and sustainable loan book.
·
Offer necessary support to ensure
that PAR is managed as per the corporate target.
·
Ensure Interest and non-funded
incomes are free of leakages and wastage.
·
Have that internal customer focus on
creating awareness, attraction and retention.
·
Liaison person with third party
service providers/customers that facilitate loan appraisal, processing,
perfection and debt collection.
·
Ex-official to the management credit
committee and the custodian of its charter.
·
TAT and uptime is observed in line
with customer service charter.
·
Observe that all the terms and
conditions on loan requests are fulfilled prior to loan sanctioning.
·
Ensure that workflow on credit
administration is perfected and in line with the manuals.
·
Credit documents custodian.
Qualifications
·
Undergraduate degree in a business
related course.
·
Post graduate Diploma in
Microfinance, Credit Management or Certified Credit Professional and added
advantage.
·
Computer proficiency.
·
Minimum 3 years’ experience in
Banking, Sacco or MFI in a similar or related position.
Desired Qualities
·
Solid analytical skills on data and
customer behaviour.
·
Has a keen eye to detail.
·
Aggressive and with good
interpersonal and communication skills.
How to Apply
Interested candidates should send a
cover letter and a detailed CV, including their current and expected
remuneration, desired notice period, names, addresses and phone contacts of
three referees not later than 10th March, 2019 to jobs@kkvl.co.ke.
Applications which do not meet the
above qualifications will not be considered.